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How to Find APR, EAR & amortization for payday loans in Excel

Spreadsheet showing financial data with cells highlighting periods and values.

New to Microsoft Excel? Looking for a tip? How about a tip so mind-blowingly useful as to qualify as a magic trick? You're in luck. In this MS Excel tutorial from ExcelIsFun, the 623rd installment in their series of digital spreadsheet magic tricks, you'll learn how to see the pain that pay day loans inflict on people using Excel. Learn how to calculate APR (Annual Percentage Rate), EAR (Effective Annual Rate), an Amortization Table and the EAR for a loan that takes a fee out up front. Learn Excel financial formulas and see the EFFECT and RATE functions.

In this video the Excel is beautiful but the financial havoc that Pay Day Loans inflict can be painful

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